Fear of Change
Change is painful. That’s why few people have the courage to seek it out. Most people won’t change until the pain of where they are exceeds the pain of change. When it comes to money, we can be like a toddler in a soiled diaper who says, “I know it smells bad, but it’s warm and it’s mine.” The sum total of your past financial decisions has brought you to this point. If you don’t like your current situation, then acknowledge you have changes to make and get started.
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